Work out your income tax, monthly deduction and take-home pay for any tax year from 2022 to 2027. Compare the same salary across years, or last year's salary with this year's.
1 July 2026 to 30 June 2027
Income tax per month
PKR 34,667
PKR 416,000 a year
Take-home per month
PKR 265,333
PKR 3,184,000 a year
Rules version 2027.1 · Finance Act 2026 · checked against FBR on 24 October 2026. Estimate only.
Annual slabs from Finance Act 2026, for 1 July 2026 to 30 June 2027. Change the tax year above to see another year's slabs.
Your taxable salary of PKR 3,600,000 falls in the slab from PKR 3,200,001 to PKR 4,100,000. The law sets the tax as PKR 316,000 + 25% of the amount above PKR 3,200,000 = PKR 416,000. Divided by 12, that is PKR 34,667 a month.
| Annual taxable income slab | Rate | Your income in slab (year) | Tax (year) |
|---|---|---|---|
| 0 – 600,000 | 0% | 600,000 | 0 |
| 600,001 – 1,200,000 | 1% | 600,000 | 6,000 |
| 1,200,001 – 2,200,000 | 11% | 1,000,000 | 110,000 |
| 2,200,001 – 3,200,000 | 20% | 1,000,000 | 200,000 |
| 3,200,001 – 4,100,000Your slab | 25% | 400,000 | 100,000 |
| 4,100,001 – 5,600,000 | 29% | 0 | 0 |
| 5,600,001 – 7,000,000 | 32% | 0 | 0 |
| Above 7,000,000 | 35% | 0 | 0 |
| Annual income tax (rounded to the nearest rupee) | 416,000 | ||
| Monthly equivalent (annual ÷ 12) | 34,667 | ||
See how the same salary was taxed in a previous year, or compare last year's salary with this year's.
Tax Year 2027 (2026-27)
Tax Year 2026 (2025-26)
In Tax Year 2027 you pay PKR 4,166 less tax a month than in Tax Year 2026 (PKR 50,000 a year). Take-home changes by +PKR 4,166 a month.
The same annual taxable salary of PKR 3,600,000 under each year's rules. Select a year to open its full breakdown.
| Tax year | Annual tax | Monthly tax | Effective rate | Monthly take-home | vs year before |
|---|---|---|---|---|---|
416,000 | 34,667 | 11.56% | 265,333 | ▼ 50,000 less | |
466,000 | 38,833 | 12.94% | 261,167 | ▼ 84,000 less | |
550,000 | 45,833 | 15.28% | 254,167 | ▲ 115,000 more | |
435,000 | 36,250 | 12.08% | 263,750 | ▲ 30,000 more | |
405,000 | 33,750 | 11.25% | 266,250 | ▲ 15,000 more | |
390,000 | 32,500 | 10.83% | 267,500 | – |
Amounts in PKR. Annual figures include any surcharge that applied in that year.
Rates for salaried individuals on annual taxable income, as published by FBR for each tax year.
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 1% of the amount above Rs 600,000 |
| 1,200,001 to 2,200,000 | Rs 6,000 + 11% of the amount above Rs 1,200,000 |
| 2,200,001 to 3,200,000 | Rs 116,000 + 20% of the amount above Rs 2,200,000 |
| 3,200,001 to 4,100,000 | Rs 316,000 + 25% of the amount above Rs 3,200,000 |
| 4,100,001 to 5,600,000 | Rs 541,000 + 29% of the amount above Rs 4,100,000 |
| 5,600,001 to 7,000,000 | Rs 976,000 + 32% of the amount above Rs 5,600,000 |
| Above 7,000,000 | Rs 1,424,000 + 35% of the amount above Rs 7,000,000 |
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 1% of the amount above Rs 600,000 |
| 1,200,001 to 2,200,000 | Rs 6,000 + 11% of the amount above Rs 1,200,000 |
| 2,200,001 to 3,200,000 | Rs 116,000 + 23% of the amount above Rs 2,200,000 |
| 3,200,001 to 4,100,000 | Rs 346,000 + 30% of the amount above Rs 3,200,000 |
| Above 4,100,000 | Rs 616,000 + 35% of the amount above Rs 4,100,000 |
Plus a surcharge of 9% of the income tax where taxable income exceeds Rs 10,000,000 (Proviso to section 4AB, Income Tax Ordinance 2001).
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 5% of the amount above Rs 600,000 |
| 1,200,001 to 2,200,000 | Rs 30,000 + 15% of the amount above Rs 1,200,000 |
| 2,200,001 to 3,200,000 | Rs 180,000 + 25% of the amount above Rs 2,200,000 |
| 3,200,001 to 4,100,000 | Rs 430,000 + 30% of the amount above Rs 3,200,000 |
| Above 4,100,000 | Rs 700,000 + 35% of the amount above Rs 4,100,000 |
Plus a surcharge of 10% of the income tax where taxable income exceeds Rs 10,000,000 (Section 4AB, Income Tax Ordinance 2001 (inserted by Finance Act 2024)).
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 2.5% of the amount above Rs 600,000 |
| 1,200,001 to 2,400,000 | Rs 15,000 + 12.5% of the amount above Rs 1,200,000 |
| 2,400,001 to 3,600,000 | Rs 165,000 + 22.5% of the amount above Rs 2,400,000 |
| 3,600,001 to 6,000,000 | Rs 435,000 + 27.5% of the amount above Rs 3,600,000 |
| Above 6,000,000 | Rs 1,095,000 + 35% of the amount above Rs 6,000,000 |
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 2.5% of the amount above Rs 600,000 |
| 1,200,001 to 2,400,000 | Rs 15,000 + 12.5% of the amount above Rs 1,200,000 |
| 2,400,001 to 3,600,000 | Rs 165,000 + 20% of the amount above Rs 2,400,000 |
| 3,600,001 to 6,000,000 | Rs 405,000 + 25% of the amount above Rs 3,600,000 |
| 6,000,001 to 12,000,000 | Rs 1,005,000 + 32.5% of the amount above Rs 6,000,000 |
| Above 12,000,000 | Rs 2,955,000 + 35% of the amount above Rs 12,000,000 |
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 to 1,200,000 | 5% of the amount above Rs 600,000 |
| 1,200,001 to 1,800,000 | Rs 30,000 + 10% of the amount above Rs 1,200,000 |
| 1,800,001 to 2,500,000 | Rs 90,000 + 15% of the amount above Rs 1,800,000 |
| 2,500,001 to 3,500,000 | Rs 195,000 + 17.5% of the amount above Rs 2,500,000 |
| 3,500,001 to 5,000,000 | Rs 370,000 + 20% of the amount above Rs 3,500,000 |
| 5,000,001 to 8,000,000 | Rs 670,000 + 22.5% of the amount above Rs 5,000,000 |
| 8,000,001 to 12,000,000 | Rs 1,345,000 + 25% of the amount above Rs 8,000,000 |
| 12,000,001 to 30,000,000 | Rs 2,345,000 + 27.5% of the amount above Rs 12,000,000 |
| 30,000,001 to 50,000,000 | Rs 7,295,000 + 30% of the amount above Rs 30,000,000 |
| 50,000,001 to 75,000,000 | Rs 13,295,000 + 32.5% of the amount above Rs 50,000,000 |
| Above 75,000,000 | Rs 21,420,000 + 35% of the amount above Rs 75,000,000 |
Not covered yet: business, freelance and export income, property, dividends, capital gains and other withholding taxes. These have their own rules and are not part of this estimate.
Every tax year is stored as its own versioned ruleset with the FBR documents it was checked against.
Finance Act 2026 · last checked 24 October 2026
Finance Act 2025 · last checked 24 October 2026
Finance Act 2024 · last checked 24 October 2026
Finance Act 2023 · last checked 24 October 2026
Finance Act 2022 · last checked 24 October 2026
Finance Act 2021 · last checked 24 October 2026
This calculator provides an estimate for general informational purposes based on the tax-year rules and assumptions shown on this page. Your actual tax liability or payroll deduction may differ depending on your circumstances, applicable law, adjustments, exemptions and withholding. This tool is not a tax return, legal advice or an official FBR service. Please consult a qualified tax professional for advice about your situation. 360PeopleForce is not affiliated with or endorsed by the Federal Board of Revenue (FBR).
Pakistan's normal tax year runs from 1 July to 30 June and is named after the year in which it ends. Tax Year 2027 is 1 July 2026 to 30 June 2027, often written as 2026-27.
For Tax Year 2027 (Finance Act 2026), the marginal rates for salaried individuals by annual taxable income are: up to Rs 600,000: 0%; up to Rs 1,200,000: 1%; up to Rs 2,200,000: 11%; up to Rs 3,200,000: 20%; up to Rs 4,100,000: 25%; up to Rs 5,600,000: 29%; up to Rs 7,000,000: 32%; above Rs 7,000,000: 35%. Each slab adds a fixed amount for the income below it; the full table is on this page.
A monthly salary is multiplied by 12 and any bonus is added. The calculator finds the slab your annual taxable salary falls in and applies the fixed amount plus the slab rate on the amount above the slab's lower limit, then adds a surcharge where one applies. The annual tax is divided by 12 for the monthly figure.
Tax Year 2026 had a 9% surcharge on the income tax where taxable income exceeded Rs 10,000,000, and Tax Year 2025 had a 10% surcharge on the income tax where taxable income exceeded Rs 10,000,000. FBR's Tax Year 2027 rate card lists no surcharge for salaried individuals, so none is applied for 2026-27.
Your employer works out tax on your actual pay for the year, which can include exempt allowances, tax credits, adjustable taxes, salary changes and tax already deducted earlier in the year. This calculator assumes your entered salary is fully taxable and spread evenly over 12 months.
The slab tables come from the Federal Board of Revenue's withholding tax rate cards for each tax year, read with the Finance Acts and the Income Tax Ordinance, 2001. The exact documents for every year are listed on this page.
New rates usually come with each year's Finance Act, effective from 1 July. A new tax year is added after it has been checked against the official FBR documents, and appears here within an hour of being published; earlier years stay unchanged so you can still compare with them.
No. 360PeopleForce is an independent HR and payroll software company and is not affiliated with or endorsed by the Federal Board of Revenue. The result is an estimate, not a tax return or an FBR assessment.
360PeopleForce runs monthly payroll in PKR with tax slab tables, including the fixed amount plus percentage method, and gives employees their payslips and tax certificates in their own portal.
Running a business in Pakistan? See HR and payroll software for Pakistan.
